BAC Terms and Conditions

1. Definitions

In these Terms, "BAC" means the relevant BAC contracting entity identified in the order flow, invoice, sign-up screen, or local addendum; "Platform" means BAC's digital marketplace and related systems; "Client" means a person or organisation seeking or purchasing services, opportunities, or related deliverables; "Creative" means an independent service provider, team member, studio-affiliated provider, or other creative professional using the Platform; "Business Account" means an account operated on behalf of a studio, agency, employer, enterprise, event organizer, brand, or other organisation; "Booking" means a confirmed transaction, reservation, engagement, or project created on the Platform; "Content" means text, images, reviews, portfolio items, videos, files, offers, chat content, job posts, deliverables, and metadata; "Payment Services" means payment, payout, wallet, escrow, card processing, bank transfer, mobile money, or related services supplied by BAC or a BAC payment partner; and "User" means any person or entity using the Platform.

Interpretation. Headings are for convenience only. References to law include amendments and successor laws. The words "including" and "such as" are illustrative, not limiting. Where these Terms refer to BAC's discretion, that discretion must be exercised reasonably, in good faith, and subject to applicable law.

2. Eligibility; age; authority; business use

Minimum age. Except where BAC expressly launches a separate, verified, guardian-managed minors program, the Platform is intended for users who are at least eighteen (18) years old and capable of entering binding contracts. Persons under 18 may not create accounts, accept bookings, list services, post jobs, transmit portfolio content, or submit payment information without BAC's express written authorisation in a product specifically designed for minors.

Authority to act. If you use the Platform for a company, studio, agency, event, family office, or other organisation, you represent that you have authority to bind that organisation and to manage all user permissions, payment methods, tax settings, and communications associated with that account.

Geographic and sanctions restrictions. You may not use the Platform if prohibited by applicable law, sanctions, trade restrictions, or BAC's risk controls. BAC may limit or disable features by country, sector, service category, risk profile, or regulatory obligation.

3. Nature of the BAC service; BAC is not ordinarily the underlying provider

Marketplace role. BAC operates primarily as a marketplace, communications, operational, and trust-and-safety layer. Unless BAC expressly states that BAC itself is the provider, employer, producer, or principal contractor for a specific engagement, the underlying creative services are offered and performed by independent third parties, not by BAC.

No employment by default. Use of the Platform does not by itself create an employment, worker, agency, joint-venture, franchise, or partnership relationship between BAC and a Creative, or between BAC and a Client. Creatives remain responsible for how they provide services, what equipment they use, the tax treatment of their earnings, their insurance, legal compliance, and the manner of performance, subject always to platform standards and booking commitments.

No guarantee of demand or work. BAC does not guarantee that any Creative will obtain work, that any Client will find a suitable Creative, or that any posted job or opportunity will result in engagement, payment, or hiring.

4. Account registration; credentials; verification

Accurate information. Users must provide accurate, current, and complete information and must promptly update it. BAC may request identity, business-registration, tax, professional, age, address, portfolio, or payment verification at any time.

Credential security. You are responsible for safeguarding credentials, devices, OTP codes, and delegated access. You must notify BAC immediately of unauthorised access, suspected compromise, or misdirected communications.

Verification is risk-reducing, not a guarantee. Any verification badge or status is a limited operational signal only. It does not mean that BAC guarantees identity, reliability, solvency, quality, legality, or safety of the verified person or entity.

5. Business, studio, team, and agency accounts

Managed accounts. BAC may permit one user or entity to operate as an individual Creative, a studio, an agency, an employer, and/or an enterprise buyer. BAC may also allow invites, role-based access, team rosters, booking assignment, internal approvals, and payout splits where supported.

Responsibility for team members. Business Account administrators are responsible for their team's permissions, representations, job posts, compliance, conduct, and booking performance. They must ensure that workers or contributors engaged through their account are lawfully entitled to work and properly classified under applicable law.

Off-platform employment / studio scheduling. BAC may allow external calendar blocks, transit buffers, and unavailable times for work booked outside the Platform. BAC is not responsible for payroll, employment obligations, labor disputes, or studio commission arrangements unless expressly agreed in writing.

6. Listings, profiles, portfolios, reviews, and job posts

Truthfulness and rights. All profiles, service descriptions, rates, transport terms, deliverables, qualifications, examples, reviews, and job postings must be truthful, current, and not misleading. Users may upload only Content they own or are authorised to use.

No unlawful or discriminatory content. Listings, messages, reviews, and job posts may not contain unlawful discrimination, harassment, hate speech, exploitative content, explicit sexual solicitation, child sexual abuse material, non-consensual intimate imagery, deceptive claims, prohibited services, or requests that violate professional or safety standards.

Ranking and visibility. BAC may rank, suppress, label, curate, or remove Content based on relevance, quality signals, completion history, safety concerns, verified status, complaints, legal requirements, region, pricing signals, user preferences, or other platform objectives. BAC does not guarantee any specific ranking outcome.

7. Booking formation; digital acceptance; record of contract

Offer and acceptance. A Booking is formed when the relevant order flow is completed and BAC displays a confirmation state or otherwise records acceptance in its systems. BAC may use clickwrap, tapwrap, OTP confirmation, verified email, or similar electronic assent mechanisms. Electronic records, timestamps, and system logs may be used as evidence of formation, amendment, and performance.

Scope and deliverables. The legally relevant scope of a Booking includes the accepted service description, deliverables, schedule, location or remote-delivery terms, transportation or travel terms where applicable, cancellation settings, milestone logic, revision limits, and any approved written clarifications exchanged through BAC channels before confirmation.

Gray-out / temporary reservation. BAC may temporarily block inventory, time slots, or calendars while a request is pending, a countdown is running, or payment authorisation is being completed. BAC may release such slots automatically if required steps are not completed in time.

8. Pricing; fees; taxes; transport; quotes

Displayed prices. Prices may include service fees, processing charges, travel/transport components, taxes where required, and BAC commissions as disclosed at checkout or in rate cards. BAC may use fixed pricing, quote-based pricing, dynamic pricing, zone logic, or later-introduced pricing models provided that material pricing terms are disclosed before the user is bound.

Transport and travel. Where the service location affects cost, BAC may calculate, estimate, or later adjust transport or travel charges using user-entered addresses, mapping partners, distance bands, zones, wait-time logic, congestion logic, or custom studio rules. BAC may hold an estimated amount and later reconcile it against final approved charges where clearly disclosed.

Taxes. Users are responsible for determining, collecting, remitting, or reporting taxes applicable to their own activities unless BAC expressly undertakes such responsibility under law or written policy. BAC may collect tax information, withhold, issue statements, or report as required.

9. Payment services; wallets; escrow; payout timing

Use of payment partners. BAC may provide Payment Services directly where lawful and/or through regulated third-party providers. Separate payment-partner terms may apply. BAC may condition access on KYC, AML, sanctions, source-of-funds, anti-fraud, age, or account-security checks.

Escrow / safeguarded holding model. Where BAC offers deposit-hold, milestone-hold, wallet reserve, or escrow-like functionality, amounts may be held pending completion, dispute resolution, chargeback review, legal hold, fraud review, or compliance checks. BAC is not a bank and amounts are not deposits unless expressly stated by a regulated partner. BAC may suspend release where there is a good-faith concern about fraud, illegality, breach, mistake, duplicate payment, or safety.

Payout timing and holds. Estimated payout dates are indicative only. BAC may delay or reverse a payout to account for refunds, disputes, chargebacks, reserve requirements, minimum withdrawal thresholds, corrections, or legal obligations.

10. Cancellations; no-shows; delays; change requests

Cancellation windows. BAC may apply category-specific cancellation and rescheduling rules based on lead time, preparation work, customisation, travel, time blocking, third-party costs, or irreversible performance. Non-refundable amounts may apply where clearly disclosed and legally permitted.

No-shows and lateness. BAC may classify a user as a no-show or materially late based on system evidence, communications, location confirmation where enabled, uploaded proof, and reasonable context. BAC may allocate refunds, credits, or penalties accordingly.

Change requests and review windows. If a Client requests changes after delivery or performance begins, BAC may route those requests through a review window, revision flow, or dispute path. Additional fees or schedule extensions may apply where the original scope did not include the requested changes.

11. Disputes; evidence; BAC administrative role

Internal resolution first. Before beginning formal proceedings, Users must make a good-faith attempt to resolve disputes through BAC's internal process unless urgent legal relief is necessary. BAC may require prompt submission of evidence and may set deadlines for response.

Evidence and platform record. BAC may consider chats, timestamps, uploaded files, status updates, acceptance records, travel data, reviews, transaction records, system metadata, and other materials. Failure to respond on time may allow BAC to determine the matter based on available evidence.

Administrative decision scope. Where the Platform terms say BAC may decide how funds should be released or reversed, BAC acts as a contractual administrator of the payment workflow and may allocate held funds in good faith according to the booking record, applicable policy, and evidence available. This administrative role does not make BAC the underlying service provider or guarantor.

12. Chargebacks; reversals; debt recovery

No abusive chargebacks. Users must not initiate abusive, fraudulent, or bad-faith chargebacks. If a chargeback is initiated, BAC may suspend accounts, hold funds, seek evidence, contest the claim, or recover sums and costs to the extent legally permitted.

Set-off and recovery. BAC may set off amounts owed against payouts, credits, reserves, or other sums otherwise payable to the user, subject to applicable law and any non-waivable restrictions.

13. Duty of care; safety; incidents; emergency cooperation

Reasonable platform-level care. BAC will use commercially reasonable measures to promote trust and safety, including policy enforcement, user-reporting channels, identity or payment verification where appropriate, content moderation, incident logging, and escalation workflows. BAC may also publish safety guidance, meeting-location recommendations, and category-specific controls.

User responsibility for real-world safety. Clients and Creatives remain responsible for their own conduct, venues, equipment, transportation, licenses, supervision of minors in their care, and compliance with health and safety obligations arising from the actual service environment. BAC does not inspect every venue, person, or deliverable.

Reporting and emergency cooperation. Users must promptly report safety threats, harassment, exploitation, suspected trafficking, abuse, child endangerment, non-consensual content, or credible threats of violence. BAC may share information with emergency responders, child-protection agencies, financial institutions, insurers, regulators, or law enforcement where permitted or required.

14. Minors and child-protection provisions

18+ default service. BAC is designed as an adult marketplace unless BAC explicitly launches a compliant minors program. Adults may not use BAC to advertise, facilitate, request, or arrange unlawful child labor, exploitative performances, inappropriate communications with minors, or services involving unsupervised contact with minors contrary to BAC policy.

Guardian-managed exceptions. If BAC later enables a minors program for selected categories, any minor participation must be through a verified parent, legal guardian, licensed agency, school, or other approved responsible adult; must be category-limited; must include age-appropriate notices; and may require additional consent, document checks, safeguarding controls, and supervised communications.

Zero-tolerance content and conduct rules. Any content or conduct involving child sexual abuse material, grooming, trafficking, coercion, exploitative imagery, or requests for unlawful engagement with minors is prohibited and may be reported immediately to appropriate authorities and preservation partners.

15. Non-discrimination; respectful use; lawful opportunities

Equal opportunity principle. Users must not refuse, steer, rank, harass, or degrade others on prohibited grounds under applicable law, including race, color, ethnic or social origin, nationality, religion, sex, pregnancy, disability, age, sexual orientation, gender identity, marital status, or similar protected characteristics, except where a lawful occupational requirement or legal exemption applies.

Job market / opportunity posts. Employers and opportunity posters are solely responsible for ensuring that roles, castings, auditions, or gigs comply with employment, labor, immigration, youth-employment, pay-transparency, and anti-discrimination law. BAC may remove or label posts that appear unsafe, exploitative, deceptive, unpaid contrary to law, or discriminatory.

Fair language requirement. BAC may require inclusive and non-exploitative copy standards in profiles, job posts, and booking messages, including limits on appearance-based criteria, unlawful age criteria, and exclusionary wording unless lawfully justified and documented.

16. Communications; messaging; call masking; monitoring

Platform-channel requirement. BAC may require that pre-booking and in-scope project communications remain on BAC channels to support evidence, safety, moderation, customer support, anti-fraud enforcement, and anti-circumvention controls.

Monitoring. Subject to law and the Privacy Policy, BAC may scan, review, or moderate messages and attachments using human review or automated tools to detect fraud, policy breaches, illegal content, off-platform solicitation, abuse, malware, or safety threats.

No expectation of unlimited confidentiality in platform channels. Users should not use BAC messaging for privileged legal communications, emergency-only channels, or unlawful coordination.

17. Anti-circumvention; off-platform dealing; marketplace integrity

No evasion of BAC's transaction layer. Users may not use BAC to identify or solicit another user and then complete substantially related transactions outside BAC for the purpose of avoiding fees, safety controls, records, taxes, or dispute systems, where such restriction is lawful.

Reasonable protections. BAC may use masked contact details, delayed media sharing, anti-leak prompts, incentives, ranking impacts, credits, or account sanctions to preserve marketplace integrity, provided mandatory competition and consumer laws are respected.

Lawful carve-outs. This clause does not prevent disclosures or dealings that cannot lawfully be restricted, including rights protected under competition law, labor law, whistleblowing law, or other mandatory legal rights.

18. Intellectual property; licenses; publicity

User ownership. As between BAC and the user, users retain ownership of content they lawfully upload or create, subject to rights granted in these Terms and any booking-specific transfer or license terms between Client and Creative.

License to BAC. Users grant BAC a worldwide, non-exclusive, royalty-free, transferable, sublicensable license to host, cache, copy, adapt for technical display, index, reproduce, distribute, and communicate Content as needed to operate, secure, improve, market, moderate, and enforce the Platform. BAC will stop prospectively using removed promotional content within a commercially reasonable time, except where retention is needed for legal, archival, evidentiary, or safety reasons.

No implied IP transfer between users. Unless the Booking or applicable law states otherwise, a Client's payment does not automatically transfer all intellectual property in deliverables. Usage rights, ownership transfer, exclusivity, credits, moral-rights consents, edit rights, licensing scope, and portfolio rights should be addressed in the service terms or category-specific policy.

19. Third-party services; app stores; links

Third-party dependency. BAC may integrate with mapping providers, payment processors, cloud providers, app stores, mobile-wallet operators, insurers, analytics providers, customer-support vendors, and identity-verification vendors. BAC is not responsible for services controlled by third parties, although BAC remains responsible for its own obligations under applicable law.

App-store conditions. Mobile app distribution may also be subject to the terms of Apple, Google, or another distributor. Those distributors are not parties to these Terms except where mandatory app-store terms say otherwise.

20. Suspension; restriction; moderation; statements of reasons where required

Grounds for action. BAC may warn, label, demote, remove Content, freeze funds, limit visibility, restrict features, suspend, or terminate access where BAC reasonably suspects policy breach, fraud, safety risk, legal violation, repeated cancellations, abusive chargebacks, misuse of minors' data, illegal content, identity concerns, sanctions issues, or material harm to the Platform or others.

Notice and appeal. Where required by law or BAC policy, BAC will provide a statement of reasons or summary explanation for significant moderation or account action and may offer an internal complaint or appeal route. BAC may withhold detail where disclosure would create security, privacy, legal, or safety risk.

Preservation of records. BAC may preserve evidence, transaction records, and certain communications for investigations, disputes, law-enforcement cooperation, litigation holds, and compliance purposes.

21. Warranties and disclaimers

Platform standard. BAC will use reasonable care and skill in providing the Platform itself, but except to the extent non-excludable rights apply, the Platform is provided on an "as is" and "as available" basis. BAC does not warrant uninterrupted availability, universal geographic access, or error-free operation.

Service-provider disclaimer. BAC does not warrant the quality, legality, timeliness, safety, insurance coverage, licensing status, professionalism, suitability, or outcome of services provided by third-party Creatives or opportunity posters.

No guarantee from reviews or badges. Reviews, rankings, response times, and badges are informational signals only and are not guarantees or endorsements.

22. Limitation of liability

Indirect loss exclusion. To the fullest extent permitted by law, BAC is not liable for indirect, incidental, special, consequential, exemplary, or punitive loss, or for loss of profit, revenue, goodwill, data, or opportunity, arising out of or connected with the Platform or user interactions.

Cap. To the fullest extent permitted by law, BAC's aggregate liability relating to a claim will not exceed the greater of: (a) the amount BAC earned in platform fees from the specific Booking or event giving rise to the claim in the twelve months before the claim; or (b) [USD 250 or local equivalent], except where a higher cap is required by law or where the claim relates to death, personal injury caused by negligence, fraud, fraudulent misrepresentation, deliberate misconduct, or another liability that cannot lawfully be limited.

Read-down. The parties intend this limitation to apply only to the maximum extent lawful in each jurisdiction; if any part is unenforceable, the rest remains effective.

23. Indemnity

User indemnity. To the fullest extent permitted by law, users will indemnify BAC and its affiliates, directors, employees, and agents against losses, claims, liabilities, costs, and expenses arising from the user's unlawful content, breach of these Terms, misuse of the Platform, infringement of third-party rights, discrimination, exploitative conduct involving minors, unsafe venue conditions under the user's control, failure to pay taxes or wages owed by the user, or breach of representations the user made to BAC or another user.

Consumer carve-out. This indemnity does not apply in a way that would be unfair, unlawful, or inconsistent with non-waivable consumer rights.

24. Dispute forum; arbitration; jurisdiction-specific treatment

US business and consumer arbitration module. For users resident in the United States, BAC may elect a binding arbitration clause with class-action waiver to the extent enforceable and fair under applicable law, provided the clause preserves small-claims options, opt-out rights where BAC chooses to offer them, and mandatory statutory rights. BAC should obtain local counsel review before publishing a final US arbitration module.

UK/EU/Australia/Kenya consumer position. If you are a consumer in the UK, EU/EEA, Australia, Kenya, or another jurisdiction granting mandatory court or tribunal access, nothing in these Terms prevents you from using the courts, regulators, ombuds schemes, or complaint channels available under local law. BAC may still invite informal resolution first.

25. Changes to the Platform or Terms

Service evolution. BAC may add, modify, suspend, or retire features, categories, or workflows. Material changes that adversely affect users will be communicated as required by law.

Terms updates. BAC may update these Terms from time to time. Material prospective changes will take effect after notice and, where required, affirmative assent. Existing bookings usually remain governed by the version accepted at the time of booking, unless law or the booking terms require otherwise.

26. General provisions

Severability; no waiver; assignment. If any provision is invalid, the rest remains in effect. BAC's failure to enforce a provision is not a waiver. BAC may assign these Terms in connection with merger, acquisition, restructuring, or asset transfer, subject to applicable law.

Entire agreement order. These Terms, the Privacy Policy, the booking record, category-specific rules, payment-partner terms, and any signed addenda form the agreement between the parties concerning the Platform.

Contact. Legal notices should be sent to [maoganexecutive@gmail.com]. Consumer support and privacy contacts should be listed separately in the published version.